Why NRIs Need Health Insurance?

As an NRI, your health is a top priority. Whether you live abroad or frequently visit India, having a health insurance plan that covers medical expenses in both countries ensures financial security. Our specialized health plans offer global coverage, cashless hospitalization, and tax benefits.

🔹 Benefits of NRI Health Insurance

• ✅ Global Coverage: Medical coverage in India and selected international hospitals.
• ✅ Cashless Treatment: Hassle-free hospitalizations at network hospitals.
• ✅ Tax Benefits: Save on tax under Section 80D of the Indian Income Tax Act.
• ✅ Pre & Post-Hospitalization Cover: Get financial support for medical expenses before and after hospitalization.
• ✅ Flexible Premium Payments: Pay premiums via NRE/NRO accounts or international banking.

📜 Types of Health Insurance Plans for NRIs

• Individual Health Plans: Personal coverage for NRIs with medical benefits.
• Family Floater Plans: A single plan covering the entire family.
• Critical Illness Insurance: Covers major illnesses like cancer, heart disease, and more.
• Senior Citizen Health Plans: Special policies for NRIs’ parents residing in India.
• Super Top-Up Plans: Additional coverage for high medical expenses.

👤 Eligibility Criteria for NRIs

NRIs, PIOs (Persons of Indian Origin), and OCIs (Overseas Citizens of India) can buy health insurance in India. Applicants may need to undergo medical tests based on age and coverage amount.

📌 How to Apply?

Follow these steps to get the best health coverage:

• ✅ Choose a health plan that fits your needs.
• ✅ Submit an online application along with required documents.
• ✅ Complete a health checkup if required.
• ✅ Pay the premium through an NRE/NRO account or international banking.
• ✅ Receive your policy document via email.