Why NRIs Need Life Insurance?

As an NRI, ensuring your family's financial security is crucial. Whether you are working abroad or planning to settle back in India, life insurance offers a safety net for your loved ones. Our NRI-specific plans provide seamless international coverage, tax benefits, and flexible premium payments.

🔹 Benefits of NRI Life Insurance

• ✅ Global Coverage: Life insurance plans that provide protection worldwide.
• ✅ Tax Benefits: Avail tax exemptions under Section 80C and 10(10D) of the Indian Income Tax Act.
• ✅ Flexible Premium Payments: Pay premiums in INR or foreign currency via NRE/NRO accounts.
• ✅ High Sum Assured: Get higher coverage amounts for enhanced protection.
• ✅ Hassle-Free Claim Settlement: Fast processing for your family’s financial peace of mind.

📜 Types of Life Insurance Plans for NRIs

• Term Life Insurance: Affordable pure protection plans with high coverage.
• Whole Life Insurance: Lifelong financial protection with wealth-building benefits.
• ULIPs (Unit Linked Insurance Plans): Investment + insurance plan to grow your wealth.
• Endowment Plans: Guaranteed returns along with life cover.
• Child Plans: Secure your child’s education and future.

👤 Eligibility Criteria for NRIs

NRIs, PIOs (Persons of Indian Origin), and OCIs (Overseas Citizens of India) are eligible for life insurance in India. The application process may require medical tests based on age and sum assured.

📌 How to Apply?

Follow these simple steps to get insured:

• ✅ Choose the best life insurance plan based on your financial needs.
• ✅ Submit an online application with your details and documents.
• ✅ Complete a telemedical or physical medical examination (if required).
• ✅ Pay the premium through NRE/NRO/foreign bank account.
• ✅ Receive your policy document via email and courier.